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Crissy Knibbe

crissy@vernalrealtor.com +1(435) 790-1191

$ 539,900

Est. payment -/mo

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645 N 550 W Smithfield, UT 84335

3 Beds

3 Baths

3,457 SqFt

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 3,457 sqft

Price per Sqft $156

Subdivision Village At Fox Meadows

MLS Listing ID 2193762

Style Stories: 2

Bedrooms 3

Full Baths 2

Half Baths 1

Construction Status Blt./Standing

HOA Fees $71/mo

HOA Y/N Yes

Abv Grd Liv Area 2,292

Year Built 2026

Annual Tax Amount $1

Lot Size 6,534 Sqft

Acres 0.15

Lot Dimensions 0.0x0.0x0.0

Property Sub-Type Single Family Residence

Property Description

Ask me about our 4.99% ARM*!! Welcome to this brand new Glendale plan recently finished on a prime corner lot in the Village at Fox Meadows community just down the street from the Smithfield Temple, Forrester Acres Park, Birch Creek Elementary, and more. Off the main entry is a flex room/office and the stairs leading both upstairs and into an unfinished basement. The main floor hosts a large great room, dining space, and kitchen with a mudroom and half bath. Upstairs, you'll find a generous loft area, conveniently placed laundry room, and 3 bedrooms. One of which being the Primary Suite featuring a separate walk-in shower and soaker tub and roomy walk-in closet. The unfinished basement provides plenty of room for growth/expansion. --------------------------------------------------- *Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage Corporation (NMLS ID 3112) to qualify. The advertised 4.99% rate is the initial interest rate on a 30-year conventional 7/6 adjustable-rate mortgage (ARM) and reflects an annual percentage rate (APR) of 5.987%. This loan is an Adjustable Rate Mortgage. The interest rate and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR index (at 3.648% as of September 14, 2026) plus a margin of 3.000%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 9.99% and a minimum of 3.00%. Based on a $430,000 purchase price and a $344,000 loan amount with 20% down, a 0.5% discount point paid by the buyer, and a 740 credit score, this transaction would have 84 monthly principal and interest payments of $1,844.56 at the initial rate of 4.990%, followed by 276 monthly principal and interest payments of $2,141.88 at the fully indexed rate of 6.648%. Payments shown are principal and interest only and do not include taxes, insurance, or HOA dues, so actual payments will be higher. Rates and APR are effective September 14, 2026, depend on borrower qualification, and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms. First Colony Mortgage Corporation is not affiliated with any third parties that may be referenced in this communication.

Location

State UT

County Cache

Area Smithfield; Amalga; Hyde Park

Zoning Single-Family

Rooms

Basement Full

Primary Bedroom Level Floor: 2nd

Interior

Interior Features Bar: Wet, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office, Disposal, Range/Oven: Free Stdng., Video Door Bell(s), Smart Thermostat(s)

Cooling Central Air

Flooring Carpet, Tile

Fireplaces Number 1

Fireplace Yes

Window Features None

Laundry Electric Dryer Hookup

Exterior

Exterior Feature Double Pane Windows, Porch: Open, Sliding Glass Doors, Patio: Open

Garage Spaces 2.0

Utilities Available Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected

Amenities Available Pets Permitted, Playground, Pool

View Y/N Yes

View Mountain(s)

Roof Type Asphalt

Present Use Single Family

Topography Corner Lot, Terrain, Flat, View: Mountain

Porch Porch: Open, Patio: Open

Total Parking Spaces 2

Private Pool No

Building

Lot Description Corner Lot, View: Mountain

Faces East

Story 3

Sewer Sewer: Connected

Water Culinary

Architectural Style Stories: 2

Structure Type Stone,Stucco,Cement Siding

New Construction No

Construction Status Blt./Standing

Schools

Elementary Schools Birch Creek

Middle Schools North Cache

High Schools Sky View

School District Cache

Others

Senior Community No

Tax ID 08-223-0609

Monthly Total Fees $71

Acceptable Financing Cash, Conventional, FHA, VA Loan, USDA Rural Development

Listing Terms Cash, Conventional, FHA, VA Loan, USDA Rural Development

Listed by Visionary Real Estate

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CONTACT US

+1(435) 790-1191

crissy@vernalrealtor.com